The short version: Everything you put into PSL Budget stays on your phone. We don't collect it, see it, sell it or share it. There's no account, no bank login, no ads and no tracking.
PSL Budget is made by PSL Software, a trading name of Pringle Solutions Limited (NZBN 9429053327314), Timaru, New Zealand. If anything here is unclear, email us at support@pringlesolutions.co.nz.
1. What the app keeps, and where
1.1Your pay, bills, balances, spending, goals, kids' pocket money, notes and settings are saved in the app's own storage on your phone. They never leave it unless you choose to save a backup file.
1.2Android's own backup to your Google account doesn't include them. If you move straight to a new phone (phone to phone, by cable or "copy apps and data"), Android can bring them across, because that never goes through the cloud.
2. Bank files
2.1If you bring in a transactions file from your bank, the app reads it on your phone to sort your spending. The file isn't sent anywhere. The app never asks for your bank login.
3. Backups
3.1A backup is a file you save where you choose (Drive, email, a USB stick). You can protect it with a password: it's then encrypted on your phone, and nobody can read it without that password, including us. If you save a backup without a password, anyone who gets the file can read it.
4. Lock and fingerprint
4.1If you set a PIN, only a scrambled version is saved, never the PIN itself. Fingerprint or face unlock is checked by Android; the app only learns whether it matched.
5. Reminders and the widget
5.1Reminders are made on your phone and only show on your phone. The home screen widget shows your safe to spend on your home screen; with the PIN on, it shows "Locked" instead.
6. Tips and Supporter
6.1Optional tips and the Supporter unlock are paid through Google Play. Google handles the payment under its own privacy policy; PSL Software never sees your card or bank details. The app only learns which product was bought.
7. Things we don't do
7.1No analytics, no crash reports, no advertising, no data brokers, no cloud. The app makes no internet connections to us.
8. Deleting your data
8.1More, Start again deletes everything in the app. Uninstalling the app does too. Backup files you saved are yours to delete.
9. Children
9.1PSL Budget is for adults. The kids section is for parents to keep track of pocket money on their own phone.
10. Your rights
10.1Under the New Zealand Privacy Act 2020 you can ask what information we hold about you. We hold none: it's all on your phone.
11. Contact